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Fill out our online secure 3 minute form, even if you're unemployed. No obligations and no hidden fees!
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Our direct lenders will review the application instantly and approve you without hassles. No third party involved!
Any Credit OK! Any Credit OK!
Your bad credit won't let you down anymore! Our online payday loans are available to people with any credit!
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The cash is deposited to your bank account really fast. We work 24/7, always at your disposal! 

Qualifying For Instant Loans Up to $1,000 Has Never Been So Easy!


Are you an US resident over 18 years? Do you have a checking or savings bank account? That's all you need to get a quick short term loan with us! 100% online & approved!

Every day payday loans lenders receive many phone calls from people who need money as quickly as possible. For some of us, it happens maybe twice a year, while others are shocked when they have to deal with such a situation for the first time. Most people have an idea when their credit is bad, but sometimes it takes you by surprise. Maybe you thought your credit was fine until you applied for a credit card, have been rejected and had to settle for short term loans thanks to their no credit check policy.

Customer service calls are for a prompt payment update, a request to define the terms or an ear to listen to someone who goes through a rough financial period. And this is what short term loans for bad credit were created for – to give you time you need to catch a break before your financial situation may turn around.

Things to keep in mind

But take into account that direct lenders can not give money for free. Interest rates and qualification criteria for online cash loans are necessary to prevent people from sinking deeper in debt. For example, if you are temporary out of work, it may not be a good idea to ask for an instant bad credit loan that you must repay very quickly with your next salary. As much as the lender may feel bad for the applicant, if their information does not support the qualification criteria, the application will be barely guaranteed approved.

Believe it or not, there are people who have no credit score at all because they stay out of debt. It is everyone’s dream to be debt free, but banks and credit companies see it another way. There are many credit applications rejected due to having little or no credit history. It does not matter how much you make for these companies. The good news is you do not have to prove you are creditworthy when you apply for bad credit short term loans.

Rescuing you from the financial crisis

Many direct lenders today include poor credit loans to their products to help people who are lack of money, but must cover unforeseen expenses. To make it easier for borrowers to apply, we provide an online application form available on our website where borrowers can fill it in and submit in a few minutes. For the online loan application, you do not have to fax documents, reducing the time required to get online loans. You simply need to provide the information requested by the lender and it will be checked electronically before granting the loan. This is how easy short term loans for bad credit are when applying online.

For a short period of time you can avail a loan amount ranging from $100 - $1,500, but it always depends mainly on your income. The borrowed amount will be deposited into your savings or current account you provided usually within 24 hours, sometimes earlier. The interest rate for the loan is not fixed and varies from lender to lender also depending on the amount of money you borrow. Sometimes your credit score may create difficulties, but there are many lenders out there that accept any credit to approve for the payday loans.

Our Customers About Us:


I have tried a dozen of direct lenders before, but only this site offered me a fast loan so i was able to cover my car bills. Very reliable and legit lenders here!
- Harry Miller, CA
I need instant cash, and ShortTermLoans4U.org was able to approve me for $800 on the same day. I'm so happy! They even work on Sundays. Will use them again.
- Tierra Fox, OH:
My bad credit was always a hassle when applying for loans. But not this time! I got a short term loan with no credit check easily online. Thanks!
- Emily Hamilton, TX
I was surprised to be approved for quick cash in only 1 hour with almost no paperwork. I recommend them, considering their low fees and quick payout!
- Tyrone Parks, VA