Easy Secure Application Easy Secure Application
Fill out our online secure 3 minute form, even if you're unemployed. No obligations and no hidden fees!
Legal Direct Lender Legal Direct Lender
Our direct lenders will review the application instantly and approve you without hassles. No third party involved!
Any Credit OK! Any Credit OK!
Your bad credit won't let you down anymore! Our online payday loans are available to people with any credit!
Quick Payout Quick Payout
The cash is deposited to your bank account really fast. We work 24/7, always at your disposal! 

Qualifying For Instant Loans Up to $1,000 Has Never Been So Easy!


Are you an US resident over 18 years? Do you have a checking or savings bank account? That's all you need to get a quick short term loan with us! 100% online & approved!

Over the years, many people have taken advantage of this form of credit because it allows them to get the money they need exactly when they need it. Since personal payday loans are available instantly, legit lenders also expect you to repay the loan the day you are due. Getting short term cash can be as easy as you make it. If you follow these recommendations, you will be able to take out online cash loans without any problem at all.

Be careful how much you are borrowing and the purpose for it. Short term payday loans are for emergency cash needs only. They should not be used to deal with debt problems in the longer term or with low-income issues.

Speed and quality are our top priorities

One of the main reasons to choose the direct lender loans provider is the speed at which cash can be granted to you. In most cases, these lenders are available around the clock and require much less time to approve payday loans. Usually, payday lenders may provide a loan amount in less than two hours which means you will have the money very quickly.

A lender has the right to contact you regarding the repayment of short term personal loans that you have taken with them, but they are not allowed to harass you by making contact more than three times in a week, and certainly not at unreasonable hours of the day or night. If the company’s representative is calling you in the middle of the night, you have every right to file a complaint against them.

Professional direct lenders as the ones we work with will be always respectful and approach only when necessary, and will give you all the information you need before you are ready to complete your loan application. They will send you a confirmation email, and you will receive calls if necessary, during business hours, Monday to Friday.

What about repayment options?

If you take out short term personal loans and think it will be difficult for you to make repayments as agreed, it is best to contact your lender to discuss your options with them. It is recommended not to avoid the issue, as it may worsen the situation and increase your debt significantly. If you are late with a payment, the rates grow.

By carefully thinking your options, and calculating what you can afford to repay, you are more likely to get the best instant cash loans, because this is a quick and easy form of credit that you can use anytime. Because now you understand, what your prospects are. It is obvious that you have taken out a payday loan from direct lender for a reason; your unstable income from various resources combined as one can actually form a pretty good basement for repayment of your loan.

If you feel your unstable financial situation worsens, try to get some support. It is always better to ask for help someone in your family. As soon as you can guarantee timely repayment, you can be sure to avoid unnecessary penalties for delinquent activity with your debts.

Instant payday loans are helpful and convenient when you pay them on time, but if your plan fails, you need to know how to make it less painful for your financial situation.

Our Customers About Us:


I have tried a dozen of direct lenders before, but only this site offered me a fast loan so i was able to cover my car bills. Very reliable and legit lenders here!
- Harry Miller, CA
I need instant cash, and ShortTermLoans4U.org was able to approve me for $800 on the same day. I'm so happy! They even work on Sundays. Will use them again.
- Tierra Fox, OH:
My bad credit was always a hassle when applying for loans. But not this time! I got a short term loan with no credit check easily online. Thanks!
- Emily Hamilton, TX
I was surprised to be approved for quick cash in only 1 hour with almost no paperwork. I recommend them, considering their low fees and quick payout!
- Tyrone Parks, VA