Easy Secure Application Easy Secure Application
Fill out our online secure 3 minute form, even if you're unemployed. No obligations and no hidden fees!
Legal Direct Lender Legal Direct Lender
Our direct lenders will review the application instantly and approve you without hassles. No third party involved!
Any Credit OK! Any Credit OK!
Your bad credit won't let you down anymore! Our online payday loans are available to people with any credit!
Quick Payout Quick Payout
The cash is deposited to your bank account really fast. We work 24/7, always at your disposal! 

Qualifying For Instant Loans Up to $1,000 Has Never Been So Easy!


Are you an US resident over 18 years? Do you have a checking or savings bank account? That's all you need to get a quick short term loan with us! 100% online & approved!

Why do you may need online loans?

This question is quite complex in its nature, why would someone do something? Why would anyone wake up, eat, go to work? Because they need to do it. So when the question is why we use payday loans, the logical explanation is because we need financial assistance a.s.a.p.

The question would then perhaps be reformulated to why payday loans are the best option for you. And the obvious answer would be because this is the most affordable and easy way to get a short term online financial assistance. The payday loan industry is booming, for a number of different reasons mentioned above. This influx of new direct lenders, and those who need their help is understandable and reasonable, because demand determines supply.

Questions to ask yourself:

Payday loans from ShortTermLoans4U.org are a fast solution for those who need money quickly. Whether or not this option is beneficial for your particular situation depends on a number of factors. First of all, can you solve your emergency with a small amount of cash? Is it really an emergency or can it wait? Will you be able to repay the loan? By answering these questions you will understand if online short term loans no credit check are the right solution for you.

The cash loans era is really on us, people need things today and not tomorrow; so you need quick cash now and not tomorrow. You are no longer willing to wait days and hours for a loan you want because you need it on the same day. And yes, we understand you and connect you with the most reliable and legal direct lenders who offer you cash loans with lowest fees available.

Payday loans: easy to get, easy to repay

Taking a loan with ShortTermLoans4U.org is a very easy and quick process. Application forms doesn't require many details about you and your other financial aspects. After receiving your application, the lender approves it in minutes, performing minimal checks. Direct lenders understand that you as a borrower want no faxing and no paperwork that comes with traditional loans, so they can approve your application for payday loans without checking your credit history. This is particularly useful for people with bad credit who need money but have made some mistakes with their finances before. In a financial emergency, you must not worry about your bad credit reports and your credit score because lenders are more than willing to forget and help.

Best cash solutions really quick

Another great thing about short term loans online is that we do not require you to borrow a huge amount of money. Since the main characteristic of the payday loans is quick approval, they can only cover unexpected expenses, which usually are not large purchases. Small and short term loans are typically used to pay bills, for medical emergency or for daily expenses until the next payday. With this feature, you do not have to worry about taking a loan you might not be able to pay in the future.

Our Customers About Us:


I have tried a dozen of direct lenders before, but only this site offered me a fast loan so i was able to cover my car bills. Very reliable and legit lenders here!
- Harry Miller, CA
I need instant cash, and ShortTermLoans4U.org was able to approve me for $800 on the same day. I'm so happy! They even work on Sundays. Will use them again.
- Tierra Fox, OH:
My bad credit was always a hassle when applying for loans. But not this time! I got a short term loan with no credit check easily online. Thanks!
- Emily Hamilton, TX
I was surprised to be approved for quick cash in only 1 hour with almost no paperwork. I recommend them, considering their low fees and quick payout!
- Tyrone Parks, VA